Privacy Policy
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
-
- Social Security number
- Account transactions
- Account balances
- Payment history
- Credit History
- Credit Score
- Location Information*
*If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information: the reasons True Sky Credit Union chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information
Does Trues Sky Credit Union Share
Can you limit this Sharing
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes –
to offer products and services to you
Yes
Yes
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No
No
For our affiliates’ everyday business purposes –
information about your creditworthiness
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Questions?
Call 800-448-1990 or got to https://TrueSkyCU.org
Who we are
Who is providing this notice?
True Sky Credit Union
What we do
How does True Sky Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. True Sky Credit Union routinely reviews its information security measures, trains employees, and makes necessary upgrades to protect information.
How does True Sky Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account
- deposit money
- pay your bills
- apply for a loan
- use your credit or debit card
- We also collect your personal information from others such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only.
- sharing for a affiliates everyday purposes – information about your creditworthiness
- affi liates from using your information to market to you
- sharing nonaffi liates to market to you
State Laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- True Sky does not share information with affiliates.
Nonaffiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- True Sky does not share information with nonaffiliates.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Other joint marketing partners include insurance and other financial service companies.
